What our clients are saying:

"I thought I knew a lot about SBA lending.  But Link showed me how to price and structure deals in ways I never knew were possible."

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"We appreciate all you did to assist us with this loan.  The SBA was very complimentary about our presentation... in fact, they said that it was 'very unusual to see a Business Acquisition request so clean and complete'".

Link Funding, Inc.

Why should you choose us?

We provide expert advice on all aspects of government guaranteed commerical lending.  From an initial phone call or email regarding a potential loan, through eligibility analysis, underwriting, approval, closing and sale of the loan, we will be with you every step of the way.  We are able to provide creative, innnovative and thoughtful advice responsive to the specific needs of your institution and the potential borrower.  

We know that one of the keys to success in this arena is the proper structuring of the loan from Day One.  We have the expertise to help you identify all issues in those critical initial stages of the loan process.  This means no surprises to you or the borrower, leading to a higher close rate and less time wasted on deals that will not fit the niche.  When the loan closes, it will likely be the same deal we discussed from the beginning.

We are constantly monitoring the SBA and USDA program requirements as well as secondary market conditions.  We will update you consistently on any changes that affect your lending decisions.  For example:

    Want to consider making a fixed rate loan?  We'll let you know how that will affect your premium. 

    Want to refinance your own institution's loan?  We'll tell you upfront if that is possible.

    Want to finance REO property?  We'll tell you if you can do it and how.

Many smaller banks do not have the expertise to navigate these programs,  Hiring in-house personnel can be a long-term and expensive commitment.  Rely on us for out-sourcing these needs while you build your program, improve your loan portfolio and benefit from the profitability that these loans provide. 

What borrowers are saying:

"We know that you played a pivotal role in getting our USDA guaranteed loan approved and closed.  Without your help, we are not sure that we ever could have completed this process.  Working with you was great and we look forward to more transactions in the future."